On The Exchange | Who Can Buy Insurance

If you are already enrolled in Medicare, you generally cannot buy a Marketplace plan.

You must be a U.S. citizen or national, or be a lawfully present non-citizen (such as a green card holder or someone with a valid work visa). Incarceration Status: You cannot be currently incarcerated. Who Often Uses the Exchange? who can buy insurance on the exchange

If your employer offers coverage that meets specific affordability and quality standards, you can still shop on the exchange, but you likely will not qualify for premium tax credits or subsidies. Are you eligible to use the Marketplace? | HealthCare.gov If you are already enrolled in Medicare, you

While most people can shop on the exchange, it is specifically designed for those who do not have access to other affordable coverage: without job-based insurance. Incarceration Status: You cannot be currently incarcerated

As of recent guidelines, individuals with Deferred Action for Childhood Arrivals (DACA) status may no longer be considered "lawfully present" for the purpose of Marketplace eligibility in some contexts.

people, including freelancers and contractors. Unemployed individuals seeking coverage between jobs. Early retirees who are not yet old enough for Medicare. Who is Generally Ineligible?

Certain individuals are usually restricted from using the exchange or from receiving financial help there: