What To Do First When Buying A Home Official

Your score directly impacts your mortgage rate. Aim for at least 680 to 720 to secure competitive terms. You can check your report for free via Equifax or TransUnion .

Buying a home is likely the largest financial commitment you will ever make. To ensure a smooth journey, you must start with preparation long before you attend your first open house. Before looking at houses, look at your bank statements. what to do first when buying a home

Allows you to save up to $8,000 annually (to a $40,000 lifetime limit) tax-free for your down payment. Your score directly impacts your mortgage rate