Welsh Gov Help To Buy Review

: Legal completions must be finalized by June 30, 2027 .

: From year six, you will pay interest at an initial rate of 1.75% , which increases annually by the Retail Prices Index (RPI) plus 1%. welsh gov help to buy

The scheme bridges the gap between your deposit and a standard mortgage: : Legal completions must be finalized by June 30, 2027

: A £1 monthly management fee applies from the start of the loan. 2027 . : From year six

: The loan must be repaid within 25 years , or when you sell the home or reach the end of your mortgage term. The amount repaid is based on the market value at the time of repayment , not the original loan amount. Important Deadlines Application Deadline : September 30, 2026.