: Always check SafeTravel for official warnings. Insurers often decline claims for destinations where "Do Not Travel" or "Avoid Non-Essential Travel" advisories were in place before you booked.
: Buy your policy as soon as you book your first flight or accommodation. This ensures coverage for cancellations due to unforeseen events before you even depart. travel insurance in nz counsel
: You must declare all pre-existing medical conditions. While this may increase your premium, failing to do so can result in the total denial of medical claims, which can cost hundreds of thousands of dollars. : Always check SafeTravel for official warnings