đź’ˇ : If you want to move beyond just "running code" and actually understand the strategy of credit risk, this book is the gold standard.
: While foundational, it leans toward traditional logistic regression over modern machine learning (like XGBoost), though the principles remain valid. 🎯 Who Is It For? Risk Analysts : To refine their modeling techniques. The Credit Scoring Toolkit: Theory and Practice...
: Addresses the practicalities of Basel II/III and compliance. ⚠️ Considerations 💡 : If you want to move beyond