Loading LoadingDon't just go with your primary bank. Compare rates and fees from at least three different lenders to save thousands over the life of the loan. [6] 5. Define Your "Must-Haves" vs. "Nice-to-Haves"
Lenders generally want to see that your monthly debt payments (including the new mortgage) don’t exceed 36%–43% of your gross monthly income. [4] 2. Save More Than a Down Payment You5% to 20% down payment. Ensure you have: steps to take before buying a home
You can change a kitchen’s backsplash, but you can’t change the lot size or the neighborhood noise level. [2] 6. Research First-Time Buyer Programs Don't just go with your primary bank