Statutory Credit Report Explained Site

Electoral Roll status, CCJs, bankruptcies, and IVAs.

A is a basic yet comprehensive record of your financial history that credit reference agencies (CRAs) are legally required to provide to you for free . While many commercial apps offer "free credit scores," the statutory report is the definitive, unfiltered view of the raw data lenders use to assess your creditworthiness. Key Features of a Statutory Credit Report statutory credit report explained

It typically covers the last six years of your financial activity. Electoral Roll status, CCJs, bankruptcies, and IVAs

It is free of charge . While older regulations allowed a £2 fee, current standards ensure you can access it for free from all major agencies. Electoral Roll status