Special Credit Card -

: When you return an item bought with a credit card, the merchant must send a credit statement to the card issuer within 7 business days , and the issuer must post it to your account within 3 business days of receiving it.

: You have the right to dispute charges for property or services of poor quality if you first attempt to resolve the issue with the merchant in good faith. 📝 How to Report a Problem

If you notice an error or unauthorized charge, you should act quickly to maintain these protections:

: The creditor must acknowledge your notice within 30 days and resolve the issue within 90 days .

: If your card is lost or stolen, your maximum liability for unauthorized charges is capped at $50 , provided you notify the issuer.