Savings Account – Tested & Newest

Once the "Safety Net" is full, the app suggests opening a higher-yield Investment Bucket for any overflow. Business Value

Encourages higher deposit volumes by capturing "hidden" liquidity that users would otherwise spend. savings account

Instead of a simple bar chart, the app uses a "Days of Freedom" metric. It calculates your average daily burn rate and tells you exactly how many days you could survive on your current balance if your income stopped tomorrow. User Experience (UX) Flow Once the "Safety Net" is full, the app

Unlike standard round-ups that only hit whole dollars, this feature analyzes monthly spending patterns. If you spend less than your 6-month average on a Tuesday, the app "skims" the difference (e.g., $4.15) into savings automatically. It calculates your average daily burn rate and

Users can toggle an "Extra Income" sensor. When a deposit 20% larger than a typical paycheck hits (like a bonus, tax refund, or Venmo reimbursement), the app prompts: "You just received a windfall! Move 30% to your 'Safety Net'?"