Some lenders may allow up to 45% or 50% if other aspects of your application are exceptionally strong.
Some lenders may accept a score as low as 640 if you provide a larger down payment (typically 25% or more). requirements for buying a second home
: Lenders generally look for a score of 680 or higher . Some lenders may allow up to 45% or
Putting down at least 20% allows you to avoid . requirements for buying a second home