: Famous titles include The Total Money Makeover , Baby Steps Millionaires , and Breaking Free From Broke .
Beyond Dave himself, the network includes several "Ramsey Personalities" specializing in different areas:
"Ramsey" most commonly refers to , a personal finance expert and founder of Ramsey Solutions , who is known for his 7 Baby Steps plan for achieving financial freedom. The 7 Baby Steps Ramsey
: A zero-based budgeting app designed to follow the Ramsey plan.
: Apply extra payments to the mortgage. Build Wealth and Give : Live and give like no one else. Popular Ramsey Media & Tools : Famous titles include The Total Money Makeover
: Pay off all debt (except the house) from smallest balance to largest. Fully Funded Emergency Fund : Save 3–6 months of expenses.
: Invest 15% of household income into tax-advantaged accounts. College Funding : Save for your children's education. : Apply extra payments to the mortgage
: A long-running talk radio show and YouTube channel where callers get advice on money, career, and relationships.