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: Be aware that BHPH vehicles often come with higher interest rates and prices compared to traditional financing.

: Like many large dealerships, they often have "Special Finance" departments designed to help buyers with challenged credit, though this is distinct from the high-interest, in-house model of a BHPH lot.

: Qualified buyers may access national offers, such as 0% financing for 72 months on specific models through Ford Motor Credit. Buy Here Pay Here (BHPH) Alternatives

Priority Ford, a major dealership group in the Hampton Roads area (including Norfolk and Chesapeake), typically operates as a traditional franchise dealership rather than a "Buy Here, Pay Here" (BHPH) lot. While BHPH lots provide in-house financing directly to buyers with poor credit, Priority Ford primarily works with external lenders and Ford Credit to secure financing. Financing at Priority Ford

If you specifically require a BHPH arrangement—where the dealer is the lender and you make payments directly to them—you may need to look at independent used car lots in the Virginia Beach or Norfolk area.

: These dealers often advertise no credit check or "bad credit, no problem."

: They partner with various banks and credit unions to find competitive rates based on your credit profile.

: You can find a list of Buy Here Pay Here lots in Virginia Beach or Norfolk via platforms like Yelp to compare reviews and inventory.