Patelco Auto Buying Service Apr 2026

Here is how you can use the Patelco auto buying ecosystem to save time and money. 1. Start with the Digital Showroom: AutoSMART

Do you have a in mind that you'd like to check for availability in the AutoSMART network? New Car Loan | Rates, Calculator & Apply Online - Patelco

Driving Away the Stress: How to Use the Patelco Auto Buying Service patelco auto buying service

If your budget gets tight, you can use the Skip-A-Pay feature twice a year to postpone a monthly payment. Summary of Benefits (as of April 2026) New Car Loans Used Car Loans Starting APR Max Term First Payment No payments for up to 90 days No payments for up to 90 days Price Protection Member Purchase Certificate Member Purchase Certificate Pro-Tip: The "Out-of-State" Rule

Are you ready to see what you can afford? You can use Patelco's car loan calculator to estimate your monthly payments before you start browsing. Here is how you can use the Patelco

Patelco offers specific "bonus" perks that can significantly lower the total cost of your car:

Buying a car should be about the thrill of the open road, not the headache of the dealership floor. If you are a Patelco Credit Union member, you have access to an "auto buying service" that essentially acts as a personal concierge for your next vehicle purchase. New Car Loan | Rates, Calculator & Apply

The centerpiece of the service is the AutoSMART platform. Instead of driving from lot to lot, you can browse thousands of new and used cars from local dealer partners online.