My-credit-scores -

: Your total debt and credit utilization ratio.

: Check your credit card app or bank statement, as many lenders provide FICO scores for free to customers. my-credit-scores

: Create free accounts on Equifax (myEquifax) or Experian to view your scores directly. : Your total debt and credit utilization ratio

: Your record of on-time or late payments. my-credit-scores

Your FICO score is typically calculated based on these five weighted categories: