My Checking — Accounts

: Banks are required by law to understand how accounts are used to prevent money laundering (Know Your Customer/KYC).

: Catching small unauthorized test charges can prevent larger thefts later.

: Identify and avoid monthly maintenance, overdraft, or out-of-network ATM fees. My Checking Accounts

: Regular monitoring helps you track spending patterns and ensure you are meeting your savings goals. Why Banks Initiate Account Reviews

: Institutions monitor activity to ensure it aligns with expected behavior and safety standards. : Banks are required by law to understand

: Spot recurring subscriptions you no longer use and verify that direct deposits or bill payments are correct.

: Unusual activity, such as large wire transfers or multiple new accounts, may trigger an anti-money laundering (AML) alert. : Regular monitoring helps you track spending patterns

Regular personal reviews help you stay in control of your money and catch issues early.