If you put down less than 20%, your lender will likely require this. Ironically, it protects the bank—not you—in case you stop making payments. 🌊 The "Hidden" Hazards
A separate rider is usually required in high-risk zones.
Most homeowners will encounter these three types of coverage during the closing process:
Buying a house is likely the biggest financial move of your life, which makes insurance the ultimate safety net for your investment. It is not just one thing; it is a multi-layered shield that protects your home, your lender, and your peace of mind. 🛡️ The Big Three