A score of 620 or higher is typical for conventional loans , though FHA loans may accept scores as low as 500–580 with a higher down payment.

Budget an additional 2%–5% of the home's price for taxes, titles, and transfer fees. 5. Get Pre-Qualified

Dreaming of homeownership? Before you start browsing listings, you need to make sure you’re "mortgage ready." Qualifying isn't just about having money in the bank—it’s about meeting specific lender criteria. Here are the 5 pillars of qualifying: 1. Boost Your Credit Score

DM me to connect with a trusted local lender and see where you stand! 🗝️

Share.
how to qualify to buy a house

Lifelong geek who enjoys comics, video games, movies, reading and board games . Over the past year I’ve taken a more active interest in artistic pursuits including digital painting, and now writing. I look forward to growing as a writer and bettering my craft in my time here!