The most popular and cheapest method. Apps allow you to trade shares yourself for low fees.

Buying shares in New Zealand has transformed from a high-barrier activity for the wealthy into an accessible process for anyone with a smartphone and a few dollars.

Ideal if you have a large sum to invest (e.g., $10,000+) and want professional advice on which shares to pick.

Instead of buying individual companies, you buy "units" in a fund that holds many different shares, spreading your risk. Step-by-Step Guide to Buying Your First Shares How investing in shares works - Sorted