Approval is based on verifiable income, employment stability, and residency rather than a FICO score.
What is a Buy Here, Pay Here Dealership & How does is work? * It's important to know about all your options when buying a vehicle. A Comprehensive Guide to Buy Here, Pay Here Car Financing how does buy here pay here work
Buy Here, Pay Here (BHPH) is a type of auto financing where the dealership itself acts as the lender, rather than a traditional bank or credit union. Often described as "tote-your-note" or "no-credit-check" financing, it is primarily used by buyers with poor credit or no credit history who cannot secure traditional loans. How the BHPH Process Works Approval is based on verifiable income