: A closed-loop store card that can only be used at Best Buy and its subsidiaries.
The program, issued by Citibank , allows customers to choose between earning rewards or utilizing promotional financing on their purchases. Applicants do not choose their card type; they are evaluated for the Visa version first and may be approved for the store-only version if they do not meet certain credit criteria. Core Card Types how does best buy credit card work
Cardholders earn points that are converted into Best Buy reward certificates. Every earned results in a $5 certificate . Purchase Category Reward Rate Best Buy Purchases 5% back (2.5 points per $1) Gas Stations (Visa only) 3% back (1.5 points per $1) Dining & Groceries (Visa only) 2% back (1 point per $1) Everyday Purchases (Visa only) 1% back (1 point per $2) Financing vs. Rewards : A closed-loop store card that can only
: A co-branded card that can be used anywhere Visa is accepted. Reward Structure Core Card Types Cardholders earn points that are
A critical rule is that you cannot earn rewards on a purchase while also using a promotional financing plan. Best Buy Store Card Vs. Best Buy Credit Card - WalletHub