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Buying U.S. Treasury bonds is typically done through two main avenues: directly from the government via TreasuryDirect or through a private brokerage. Both methods allow you to invest in securities backed by the "full faith and credit" of the United States.

You need a U.S. address, a Social Security number (or TIN), and a linked U.S. bank account. Process:

Individual investors usually use non-competitive bidding , meaning you agree to accept the interest rate determined at the official auction .

Go to the "BuyDirect" tab, select your security (e.g., Bonds, Notes, or Savings Bonds), and enter the amount.

Visit TreasuryDirect.gov and follow the account setup guide to register an individual or entity account.

The most direct way to buy new-issue bonds without commission fees is through TreasuryDirect.