A 0% interest second mortgage of up to $15,000 (or 3% of the purchase price, whichever is higher). This loan is fully forgiven after 10 years if you remain in the home.

Offers 30-year fixed-rate mortgages with as little as 3% down (only 1% must be from your own funds).

New York offers several major assistance programs for home buyers, primarily focusing on down payment support and low-interest mortgages. Most of these programs require completion of a homebuyer education course and have specific income and purchase price limits.

The provides low-interest mortgage products that can be paired with financial assistance.