: Infinia and Diners Black Metal cardholders get ₹1.00 per point for flight and hotel bookings.
: Most travel and high-value redemptions (like Apple or Tanishq) allow you to pay up to 70% of the value using points, with the remaining 30% charged to your card. hdfc smart buy app
: Purchase instant gift cards for over 150 brands (like Amazon, Swiggy, and BigBasket). This is often the most effective "hack" for earning high rewards on everyday groceries and shopping. : Infinia and Diners Black Metal cardholders get ₹1
HDFC SmartBuy is HDFC Bank’s "virtual mega marketplace" and a primary tool for credit cardholders to maximize their reward points. It acts as an aggregator for travel, shopping, and vouchers, often offering "accelerated rewards" (like 5X or 10X points) compared to regular spends. This is often the most effective "hack" for
: Includes dedicated sections for Apple (Imagine/Tresor) , MyEMIShop (for electronics with instant cashback), and Duty Free pre-orders. Redemption Strategy (2026 Updated)
: Book flights (via EaseMyTrip, Cleartrip, Yatra) and hotels (via Cleartrip, Yatra, MakeMyTrip) directly through the portal.