: Visit the official AnnualCreditReport.com website to view and download your reports immediately.
Guide to Obtaining and Understanding Your Credit Report You can access your credit report for free using several official methods. By law, you are entitled to a free report from each of the three major credit bureaus— Equifax , Experian , and TransUnion—every 12 months, though they currently offer . Official Methods to Access Your Report
: Download and complete the Annual Credit Report Request Form and mail it to: get-your-credit-score
Annual Credit Report Request ServiceP.O. Box 105281Atlanta, GA 30348-5281. What You Need to Provide
Security answers: You may be asked questions about your financial history, such as your approximate mortgage payment or car loan dates. Understanding Your Credit Score vs. Report : Visit the official AnnualCreditReport
Current and previous addresses (if you've moved in the last two years).
: Call 1-877-322-8228 . Your reports will be mailed to you within 15 days. Official Methods to Access Your Report : Download
The government-authorized central source for free credit reports is .