Dc Home Buying Programs Apr 2026

: Generous limits—up to $275,400 as of 2026—calculated only on the borrower’s income, not the entire household.

: No monthly payments are required. The balance is due only when the home is sold, refinanced for equity, or ceases to be a primary residence. dc home buying programs

: Payments are deferred for five years, followed by a 40-year principal-only repayment period. : Generous limits—up to $275,400 as of 2026—calculated

: Typically requires a minimum credit score of 640. For Public Servants: EAHP and DC4ME : Generous limits—up to $275

D.C. incentivizes its government employees to live within the District through targeted perks.

HPAP is the cornerstone of D.C.’s housing assistance, providing "gap financing" for low- to moderate-income residents.