Credit*repport -

: Lead with your loan quality rating and the specific rationale for approval or denial. Standard Credit Report Components How to Write a Letter of Explanation - Citizens Bank

: Identify the specific late payment, inquiry, or collection account. credit*repport

: Keep the letter polite and succinct; underwriters are looking for reassurance that you can handle new debt. For Professionals: Credit Memo (Analysis) : Lead with your loan quality rating and