Credit | Sore

: Total debt and your credit utilization ratio.

A credit score is a three-digit number representing your creditworthiness and the likelihood that you will repay debts on time. Most models, such as those from FICO and VantageScore , use a range from 300 to 850. Anatomy of a Credit Score credit sore

: Your record of on-time or late payments. : Total debt and your credit utilization ratio