Credit Score Range Apr 2026

Approval is possible but may come with higher interest rates or larger down payment requirements [23, 25]. Scores in this tier suggest a high risk of default [23].

While different lenders and bureaus like Equifax and Experian may group scores slightly differently, they generally follow these tiers: Borrowers in this range are considered minimal risk [23]. credit score range

Your score dictates the "price" of the money you borrow [14, 24]. Approval is possible but may come with higher

Your record of making on-time payments. A single late payment can significantly drop your score [22, 38]. and elite credit card offers [5

They typically qualify for the best interest rates, loan terms, and elite credit card offers [5, 22].