Credit Score Chart Now

For most people, a "credit score" refers to the , which is the most widely used metric for determining creditworthiness. These scores range from 300 to 850 , with a higher number indicating lower risk to a lender. Credit Score Ranges

High risk; difficulty getting approved for loans or credit cards. What Makes Up the Score? credit score chart

Higher risk; often results in worse-than-average interest rates. For most people, a "credit score" refers to

Lenders group these numbers into tiers to quickly judge your financial health: Score Range Potential Lending Impact Access to the best interest rates and terms. Very Good Above-average credit; qualifies for competitive rates. Good Lenders consider this "average" and likely to pay on time. Fair What Makes Up the Score

Your score is calculated based on five specific categories from your credit report: How are FICO Scores Calculated? - myFICO