: The Association of British Insurers estimates the average three-bedroom home contains approximately £55,000 worth of contents.

: A helpful way to identify "contents" is to imagine turning your house upside down; anything that falls (furniture, gadgets, clothes, jewelry) is usually covered.

Accurately valuing your possessions is critical to avoid being underinsured.

: Estimate the cost of buying these items new at today’s prices , rather than what you originally paid for them. 2. Common Coverage & Add-ons

Standard UK policies usually cover damage from fire, theft, or burst pipes. You may want to look for these specific features: Owning your home - East Midlands Homes