: Plan for a down payment (typically 3%–20%) and closing costs (usually 2%–5% of the home price).
: Hire a real estate agent to represent your interests, find listings, and handle negotiations. can you buy a house
: Once the offer is accepted, schedule a professional home inspection and a bank appraisal to confirm the property's condition and value. : Plan for a down payment (typically 3%–20%)
: Visit a lender to get a pre-approval letter, which shows sellers you are a serious buyer and confirms your budget. can you buy a house
To move forward, you will need to gather these specific "papers" for your lender:
: Your agent will help you submit a formal offer with contingencies like a home inspection or financing.