Buying A Diamond Without Certification -

: Insurance companies typically require a certificate or a formal appraisal to determine coverage limits.

: Request a written appraisal from a third party that specifies the 4Cs (Cut, Color, Clarity, Carat). buying a diamond without certification

: Sellers might claim a diamond is a "Color G" or "VS1 Clarity" when a lab would grade it lower. Even a single grade difference can mean thousands of dollars in overpayment. : Insurance companies typically require a certificate or

: Look at the stone closely to identify visible inclusions that might differ from what the seller claims. buying a diamond without certification