Buy Savings | Bonds

The option to buy using your federal tax refund was discontinued on January 1, 2025 . All new savings bond purchases must now be electronic through a TreasuryDirect account.

💡 : If you reach your $10,000 limit, you can still buy additional bonds as gifts for others. These count toward the recipient's annual limit, not yours. If you'd like to proceed with a purchase: Are you buying for yourself or as a gift ?

AI responses may include mistakes. For financial advice, consult a professional. Learn more Buying savings bonds - TreasuryDirect buy savings bonds

Do you need the for Series I or EE bonds to help you choose?

: Register at TreasuryDirect with your SSN, a U.S. address, and a checking or savings account. The option to buy using your federal tax

: You can buy electronic bonds for any amount starting at $25, down to the penny (e.g., $35.42).

: Redeeming before five years results in a penalty of the last three months of interest. These count toward the recipient's annual limit, not yours

: Interest is exempt from state and local taxes; federal tax can be deferred until the bond is cashed. ⚠️ Important 2025/2026 Change