The U.S. government is currently in an experimental phase and has made no decision to implement a CBDC.
In January 2025, Executive Order 14178 was issued, prohibiting federal agencies from establishing or promoting a CBDC. Congressional legislation, such as the No CBDC Act , has also been introduced to prevent the Fed from issuing digital currency directly to individuals. buy fedcoin
Many people confuse Fedcoin with FedNow , which is a real-time payment system launched in 2023. FedNow allows for instant bank transfers but is not a new currency you can "buy" as an investment. Congressional legislation, such as the No CBDC Act
Central Bank Digital Currency (CBDC) - Federal Reserve Board Central Bank Digital Currency (CBDC) - Federal Reserve
As of early 2026, there is that you can buy. The Federal Reserve has not issued a digital currency, and current U.S. policy has shifted significantly away from its creation.