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Using a CPN on a credit application is a federal crime. It is considered identity theft and making false statements to a financial institution , which can lead to heavy fines or prison time. Buying Tradelines: The "Piggybacking" Method What Is a Credit Privacy Number (CPN)? | TransUnion buy cpn and tradelines

When you're struggling with a low credit score, the promise of a "clean slate" or an "instant boost" can be incredibly tempting. You may have seen ads to or "purchase tradelines" as a shortcut to financial freedom. But before you pull out your wallet, it is critical to understand what these terms actually mean and the serious legal risks involved. What is a CPN? (And Why You Should Avoid Them) The Fast Track to Better Credit: Truth About