Buy A Home With Zero Down -

Marcus smiled, his eyes twinkling with the look of someone who knew a secret. "What if I told you that you don't need a mountain of cash? What if you could buy a home with zero down?"

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"You look like you're trying to solve advanced calculus," Marcus said, setting a cup down in front of her. Marcus smiled, his eyes twinkling with the look

The neon sign on the diner window read Open , but inside, Clara felt completely stuck. She pushed a stray lock of dark hair behind her ear and stared at the spreadsheet on her laptop. Down Payment Goal: $40,000.Saved So Far: $4,200. For financial advice, consult a professional

"First," Marcus said, pointing to the first circle, "there are USDA loans. If you are willing to live just ten minutes outside the city limits in a designated rural area—which includes that beautiful stretch by the river you love—the Department of Agriculture guarantees the loan. Zero down payment required." Clara blinked. "I didn't know the USDA did mortgages."