: Approvals for the "store-only" card are often more lenient.
: If you have a thinner credit file or are "rebuilding," this is the most likely starting point. The Visa Card (Open-Loop) : best buy credit score approval
: Many users see success with a FICO score around 640–650 . : Approvals for the "store-only" card are often more lenient
: Some users with scores as low as 680–694 have reported "shock" approvals for the Visa version, though these often come with lower starting limits (e.g., $2,000–$3,000). Critical Approval Factors 000). Critical Approval Factors