To Buy — Best Annuities

Ideal for those wanting market-linked growth for 5–10 years before switching to a guaranteed lifetime paycheck. Best for Immediate Income (SPIA)

Best for long-term savers comfortable with an A- rated carrier in exchange for maximum yield. Best for Growth with Protection (Fixed Index) best annuities to buy

Leads the market as of late April 2026 with a guaranteed rate. Ideal for those wanting market-linked growth for 5–10

The top-selling FIA product due to its consistent value and reliability. : F&G Safe Income Advantage The top-selling FIA product due to its consistent

No contract fees and flexible payout frequencies (monthly, quarterly, or yearly). Summary of Top Annuity Carriers in 2026 Recommended Provider AM Best Rating New York Life Highest MYGA Rates Indexed Growth Allianz Life Product Variety Nationwide Customer Service

Designed for retirees close to a transition (like starting Social Security) who want high yield without a long lock-up. Current top 3-year MYGA rates are approximately 5.80%. : Knighthead Life Staysail 7

Features participation rates above 100% on select proprietary indices. : Athene Ascent Pro 10