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The annual percentage rate charged by the lender.

While a longer loan term (e.g., 84 months) lowers your monthly payment, it significantly increases the total interest you pay over the life of the loan. Conversely, a shorter term saves you money on interest but requires a higher monthly commitment. AUTO LOAN CALCULATOR

The length of time you have to pay back the loan (usually 36 to 72 months). The annual percentage rate charged by the lender

It illustrates how much of your payment goes toward the actual car versus the cost of borrowing money. 84 months) lowers your monthly payment

The credit you receive if you are selling your old car to the dealer.