If you are over 21, you can often include household income (like a spouse's earnings). If you're under 21, you can generally only count your own wages, scholarships, or regular deposits from a parent. 4. Read the Fine Print Before hitting "submit," check for these key factors: 6 Tips for Your First Credit Card
Here is a step-by-step guide to navigating your first application like a pro. 1. Check Your Starting Point apply for a creditcard
Before applying, you need to know where you stand. Applying for a card usually triggers a , which can temporarily lower your credit score. If you are over 21, you can often
Annual gross income and monthly housing payment. If you are over 21
Full name, birth date, and Social Security number.