Annual-free-credit-report -

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annual-free-credit-report

Do you have any specific or character types you would like to see included in a follow-up story?

Over the next three months, the annual free credit report became Elias’s roadmap to recovery. He used the details in the report to file disputes with the credit bureaus and a report with the FTC. He watched, page by page, as the fraudulent accounts were investigated and eventually purged.

Elias shrugged. “I thought you had to pay for those. I didn't want to spend forty bucks to see a bunch of numbers I wouldn't understand.”

“I’m sorry, Elias,” his mortgage broker, Sarah, said with a sympathetic wince. “Your application was flagged. There’s a series of late payments on a high-interest retail card in your name. Your score is in the basement.”

Annual-free-credit-report -

Do you have any specific or character types you would like to see included in a follow-up story?

Over the next three months, the annual free credit report became Elias’s roadmap to recovery. He used the details in the report to file disputes with the credit bureaus and a report with the FTC. He watched, page by page, as the fraudulent accounts were investigated and eventually purged.

Elias shrugged. “I thought you had to pay for those. I didn't want to spend forty bucks to see a bunch of numbers I wouldn't understand.”

“I’m sorry, Elias,” his mortgage broker, Sarah, said with a sympathetic wince. “Your application was flagged. There’s a series of late payments on a high-interest retail card in your name. Your score is in the basement.”