Getting a text or email with a Two-Factor Authentication (2FA) code when you aren't trying to log in means someone has your password and is trying to bypass the second layer of security. 4. Denied Credit or High Interest Rates
If your regular bills or bank statements stop arriving, a thief may have filed a change-of-address form to divert your mail. Conversely, receiving bills for accounts you never opened or "past due" notices for unknown debts is a major warning sign. 3. Verification Codes You Didn't Request 7 Warning Signs Of Identity Theft
If collection agencies start calling you about debt that isn't yours, someone may have used your Social Security number to open accounts, utility services, or medical lines of credit and then vanished without paying. 6. Medical Billing Discrepancies Getting a text or email with a Two-Factor
If you spot these signs, visit IdentityTheft.gov immediately to report the theft and get a recovery plan. Conversely, receiving bills for accounts you never opened
If you see transactions on your bank or credit card statements that you didn’t make—even tiny ones—don't ignore them. Thieves often run "test" transactions of a few cents to see if a card works before making a big purchase. 2. Missing Mail or Unexpected Bills
You might apply for a loan or credit card and get rejected despite having good credit. This often happens because an identity thief has racked up debt in your name, tanking your credit score without your knowledge. 5. Calls from Debt Collectors